Everyone has to get car insurance and there is no way around this. What if you can’t afford auto insurance? It may seem strange that you can afford a car but not insurance. The fact is, however, that for millions of people, the cost of paying for auto insurance may be more than the car is worth, or simply too high a monthly expense.

If you can’t afford your insurance, you can’t drive your car. It’s as simple as that. It’s even worse if you have a car with a car loan. This is because auto loan companies require you to get full coverage. This is in case you are in an accident and the car is totaled so they can get all their money back.

What can you do to be able to afford auto insurance?

Besides buying a bike or walking, you might think there isn’t much you can do and if you already have a car, there must be something you can do?

Buy an old car.

If you buy an old car, make sure it’s reliable. Buy the best because you can at least possible. The cheaper the car, the cheaper the insurance and if you buy a cheap car and then get minimal coverage, you can find a car you can afford and insurance you can afford too.

If you sit down and figure it out you will find that buying a car cheaper and getting minimal insurance the cost will be the same as what a car would cost only if it is a bit newer and you can save thousands over the year this way.

Find cheap auto insurance.

If you already have a car, don’t despair. Even if her insurer has priced her well above what she can afford, she can still reduce the cost of what she pays. Here is how.

You can go to ten different insurance companies and get ten different quotes for pretty much the same coverage. This is because different insurers target different customer personas and you can use this to your advantage and save yourself hundreds of dollars a year.

All you need to do is go online and find an insurance comparison site. Doing this will help you find insurance you can afford in just a few minutes, and in some cases can save you 50% of what you’re paying now. If you can’t afford auto insurance now, you can after you go online and find cheaper coverage in just a few minutes.