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Advice from an accident attorney

If you’ve had an accident, you may be wondering, “What should I do now?” It can be a confusing and frustrating time. You may be hurt and emotionally reeling from the experience. You’ll get advice from the police, passersby, family, friends, and more. If you find yourself in this situation, here is an easy-to-follow guide that can help you stay calm and in control, and come out healthy and strong.

1. Stay at the scene of the accident; never leave until you have been released to do so. If you leave, you may risk severe criminal penalties if someone else is injured or killed. You could be charged with a felony hit and run.

2. Check all drivers and passengers. The first step is to make sure everyone involved is okay; If they require medical attention, call 911 immediately. Be sure not to move anyone until medical personnel arrive, unless some danger requires it.

3. Call the police. This is an important step if there is property damage, injury, or death. Request that a police report be filed and take note of the names and badge numbers of the officers at the scene.

Provide your information to the other drivers involved and get their information in return. The information should include:

a.Names

b) Addresses

c. driver’s license numbers

d. License plate numbers

e. Basic insurance information (company name, phone number and policy, if possible)

5) Keep conversations with other involved people to a minimum.

Be respectful and cooperative, but don’t apologize for anything, as you may inadvertently admit responsibility for the incident. Do not declare anything that could be considered guilty of the accident.

6) Get close to witnesses.

Try to include details of any witnesses, such as whether they have seen other accidents at the same location, ask for their names and contact information, if they are willing to provide.

7) Call your insurance company.

Notify your company as soon as possible and communicate with them directly and honestly about the accident and your injuries.

8) Request and review any police report that is presented, to verify the information, what laws were violated and determine the fault.

9) Keep a record of your medical treatment

Start a file that includes the notes of the doctors, physical therapists, chiropractors, or other medical professionals you visit, and each medical provider who referred you to other caregivers. Keep an organized record of the treatments or medications you receive.

10) Request copies of all medical reports and bills.

Also, keep a journal or log of how your injuries are affecting (affected) your daily life, duties, etc. Be sure to include time off from work, people hired to help complete tasks you usually manage.

11) Take pictures.

It is important to take any photographs of property damage as soon as possible. Before and after photographs of your car will also help your insurance company determine how much should be compensated.

12) Get your property damage appraisal from your insurance company.

If you are not satisfied with the way your insurance company has valued your vehicle, don’t give up. You have the right to obtain independent repair estimates and replacement value quotes. Communicate your concerns to the insurance adjuster. If you cannot reach an agreement, consider mediation or the help of an attorney.

13) Exercise your good judgment when talking about the accident.

Do not talk to anyone about the incident other than your legal advisor, the insurance company, and the police. Do not speak to anyone about the other insurance company without the knowledge of your attorney or insurer. If the other insurance company calls, be polite, but ask them to call your attorney or insurer to set up an interview. Be sure to inform your legal advisor or insurer about the call. DO NOT post anything on social media about the accident.

14) Consider Early Settlement Offers Carefully

Do not accept the first settlement offer you receive until you verify that all of your physical injuries have been treated. Often, the lesions develop fully or peak in severity up to several weeks later. Wait until you know that you will be compensated for all of your injuries and speak with an accident attorney before signing any settlement documents.

15) Consider hiring an accident attorney

If you or someone else with you was injured in the accident, consulting with a car accident or personal injury attorney can help you maximize your claim and recovery. Often times, accident attorneys work on contingent fees, which means they only get paid if you are awarded damages or a settlement. Contact an experienced accident attorney today if you have been in an accident.

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