Is the threat of a lawsuit a real fear? As a small business owner, you may be one of the 48% concerned about frivolous or unfair lawsuits. According to the US House Law Reform Institute, existing laws and fear of lawsuits cost US small businesses $98 million in 2005. That number may seem large because […]

If you want to get involved in any type of investment, especially the stock market, then it is a good idea these days to go through an online brokerage company. Since they are not full service, their fees are usually lower than what the average broker charges. Discount firms offer low-cost stock recommendations and other […]

Gone are the days when you would need an external hard drive to back up your crucial data. With the advancement in the field of computer technology, cloud backup facility is replacing all the traditional methods of storage management. There are many people who are still unaware of this construction technology. Here are some of […]

Thinking of starting your own business or joining an existing franchise? It’s all a bit overwhelming, but more than anything, it’s probably exciting. There is only one time when you can work for someone else, seeing things go wrong and knowing that you would do almost everything differently than it is being done. Frustrating. Instead, […]

Johan Vaaler, a Norwegian inventor with degrees in electronics, science and mathematics, invented the paper clip in 1899. He received a patent for this from Germany and years later, he received a US patent in 1901, a patent for the abstract that can be folded into a rectangular ring triangular or otherwise. During World War […]

Medicare Advantage provider networks are not the same One of the biggest factors that can affect how you use your Medicare Advantage plan and receive benefits is the plan’s network of providers. Many people make a common mistake about their plan’s provider network: They only check to see if their providers are included. But there […]

If you have a disability and are worried about losing your job because of it, you may not have to worry at all. There are some occasions when he may be protected from dismissal, even if he believes his job could be at risk. What type of disability are you using? There are some programs […]

1. Limitations on employee credit checks. California employers have long enjoyed the right to conduct background checks that involved reviewing applicants’ credit reports before extending job offers. This practice, as of January 1, 2012, will cease to be — without very specific conditions. This is because a new law has been enacted to prevent the […]

Top-tier Android smartphones like the Samsung Galaxy S5 and HTC One (M8) are powerful, but unfortunately, they don’t have unlimited battery life. In fact, many Android phone users would be happy to spend a single day, hoping that an overnight top-up will suffice. Unfortunately, sometimes it is not. Several factors have conspired to reduce device […]