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Should I use a car buying service to help me buy my next new or used car, truck, SUV or minivan?

So you’re about to buy a car, and you think you might try a car buying service like USAA or Costco. These are some of the well-known car buying services that are frequently used by its members. Prestige! You just made a big decision to get help. Why? Not because you lack the ability to trade on your own, anyone can learn that, or is already a self-proclaimed expert (just ask them!). Here’s why assistance is a great idea: Car dealers sell, on average, 8-10 cars/month. This means they are practicing and honing their skills at least 40 times a month or almost 500 times a year, since it takes about four or five customers to walk in the door or contact by phone or email to sell a car. So it’s clear why it’s more of a challenge to beat a car dealer at their own game.

However, what exactly do car buying services offer? They typically offer new car prices, maybe even some preferred interest rates or even a suggested trade-in value for the vehicle you might be replacing. What do these services miss? Well, aside from the fact that they don’t offer you the absolute lowest price you may have qualified for on the vehicle you selected, there are items that only a personal car buying service can guarantee are covered when it comes to overall savings with Buying a new or used car, truck, SUV or minivan. That being said, commercial-sized car buying services help you get a competitive price, so they’re great value.

To explore often-overlooked opportunities to save money, here are a few reasons you may need a new vehicle:

1. You Just Graduated College – Money Saving Opportunity: First-time buyer programs that guarantee extra rebates and often a special low interest rate. *

2. You Just Wrecked Your Vehicle: Money Saving Opportunity: Get Assistance Getting a Higher Value for Your Total Loss Vehicle. Most Americans simply accept the insurance adjuster’s offer, not knowing how (or even if they can) ask for a larger settlement.

3. A family member or descendant “relieved” you of your current trip. Money Saving Opportunity: Conquest special offers if you switch brands, even if you’re not trading in a vehicle. Sometimes it’s as easy as showing your current car registration and you can save $2,000 or more, immediately off your lowest price.

4. A mechanical problem with an associated expense that prevents a repair. Or your common sense prevents you from entertaining the idea of ​​one more repair because it is outside the factory warranty. Money Savings Opportunity: You may be able to trade in the vehicle, even with unrepaired damage, and have a hefty down payment on your next purchase. This amount is often more than you think the vehicle is worth.

5. High mileage on your vehicle that makes you seriously consider trading it in for greater reliability and peace of mind. Money Saving Opportunity – High mileage cars are far from worthless, you can often get up to 25% more than a dealer says your vehicle is worth. Particularly with the scarcity in the used car market at the time of writing, many used vehicles are worth more than ever!

6. You just feel like having a new trip. There is no other reason. Money saving opportunity – you don’t NEED a car. Use this to your advantage! You can really take advantage of expert timing to get the lowest price possible (varies from manufacturer to manufacturer).

These are just a few of the many items that factor into overall money savings when you buy a new or used car, truck or SUV. A car buying service is a great idea, but now that you know all the unknown areas where you can save extra money, be sure to hire the services of a company that will provide dedicated, personal assistance in each and every place you can. uncover hidden time and money wasters. These companies may not have big, fancy, expensive websites, but you can be sure they know how to save you all those extra dollars and cents so you can line your own pocket instead of the car dealer.

* A commercial size buying service does not have the staff or program depth to make sure that a car dealer has not disclosed the fact that the lowest rate exists and is available (only if the buyer knows to insist) , but (the car dealer) is not motivated to tell YOU or your college grad that they automatically qualify for Tier 1 financing once the customer qualifies for the college grad rebate money.

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